Evidence, not promises.

The first real-time API-based screening platform in the group's economic crime prevention capability. Commercial customer onboarding went from 10 days to hours, across sanctions, PEP, and adverse media, harmonised across multiple vendors and bank brands.

• →Unified orchestration layer for sanctions, PEP, and adverse media screening. Ultimately the primary entry-point for all screening journeys
• →Vendor-agnostic architecture: screening providers are interchangeable without re-platforming
• →Harmonised multi-vendor ecosystem with consistent data contracts and policy controls
• →Built to add new screening vendors, data sources and jurisdictions without architectural change

Re-architected customer screening as an event-driven platform with modern observability, non-repudiation audit trails, and pluggable provider adapters, capable of handling real-time screening as well as full-book rescreen powered by a distributed search architecture. The platform is designed to extend to group-wide screening requirements including batch, regulatory lists, and payments.

• →Re-architected screening as an event-driven platform with distributed search architecture
• →Capable of real-time screening and full-book rescreen across large data volumes
• →Delivered modern observability and non-repudiation audit trails
• →Enabled efficient onboarding of new screening providers and policies
• →Supported high-availability requirements under significant transaction volumes

Designed and delivered a ~20 microservices credit decisioning platform in 4 months: event-driven, cloud-native, supporting multiple product types with explainable decisions and rapid policy experimentation.

• →Designed and delivered ~20 microservices credit decisioning platform in 4 months
• →Event-driven, cloud-native architecture on public cloud
• →Single platform supporting multiple product types (overdrafts, loans, etc.)
• →Enabled rapid experimentation with lending journeys and risk strategies

Multi-agent fraud detection prototype delivered during an FCA tech sprint, combining diverse signals through a single orchestration layer with audited explainability, winning the "Fastest" award.

• →Participated in an APP fraud tech sprint, delivering the "Fastest" award-winning prototype
• →Coordinated multiple signals and tools through a single orchestration layer
• →Designed for audited explainability, not just detection performance
• →Demonstrated potential for reduced time-to-market for fraud controls

Co-architected a greenfield digital bank platform on Google Cloud with ISO 20022 payment services, BIAN-aligned data services, and open banking adapters, providing a reference architecture for the broader programme.

• →Co-architected greenfield digital bank components on Google Cloud
• →Designed ISO 20022-compliant payment services (single, bulk and batch)
• →Delivered BIAN-aligned enterprise data services and open banking client adapters
• →Provided ongoing cloud foundation and architecture oversight

Defined a hybrid cloud strategy and migration roadmap for core banking workloads, introducing elastic burst capacity, domain-aligned service decomposition, and platform-level observability without a disruptive "big bang" migration.

• →Defined hybrid cloud target architecture and migration patterns
• →Introduced burst capacity for peak processing without overprovisioning
• →Improved resilience, observability and change safety for core services
• →Created a roadmap from monolithic workloads to domain-aligned services

Automated evidence extraction and regulatory narrative generation with an explainable evidence model, human-in-the-loop validation, and reusable templates, reducing cycle time while improving traceability and consistency.

• →Structured, explainable evidence model for key regulatory topics
• →Automated extraction and aggregation of events and decisions into narrative templates
• →Human-in-the-loop workflow for validation and enrichment
• →Designed to evolve as regulation and internal controls change