Outcomes, attributed where we can.

Engineering Lead, Economic Crime Prevention

Transformed a multi-year economic crime vision into a platform that ships and sustains

A major UK bank needed a cross-brand, multi-jurisdiction economic-crime platform capable of orchestrating screening, AML, PEP, and fraud workflows. Bugni Labs provided the engineering rigour and architectural clarity to unify business, compliance and technology, turning vision into production reality.

“Bugni Labs played a crucial role in accelerating our development process. Their understanding of our brief and their insight into the types of solutions we were aiming for was invaluable.”

Product Owner, List Screening, Economic Crime Prevention Lab

Modernised screening safely, without disrupting customers or operations

The existing screening platform had become an operational bottleneck with limited transparency and slow change cycles. Bugni Labs delivered a modular, API-based screening service with event-driven workflows in months, setting a new expectation for how the bank modernises.

“Bugni work at a pace that's basically unprecedented in my experience. They also bring a level of technical expertise and domain knowledge that's exceptional.”

Chief Technology Officer

Production-grade credit engine delivered faster than most firms deliver a proof-of-concept

A UK digital bank needed a highly flexible decisioning platform under regulatory timelines while scaling a new lending organisation. Bugni Labs delivered a production-grade, event-driven credit engine with audit-ready decision workflows that gave auditors confidence from day one.

“The engineering quality and clarity gave our auditors confidence from day one.”

Product Lead for Lending

Made complex lending rules maintainable, testable, and understandable

Product, risk, engineering and data teams all needed a unified understanding of lending decisions to enable faster and safer iteration. Bugni Labs aligned every function around a shared mental model, and the speed of delivery improved because the complexity became clear.

“The speed of delivery improved because the complexity became clear.”

Product Owner, List Screening, Economic Crime Prevention Lab

Modernised screening through controlled, parallel experimentation in production

Replaced a legacy screening platform by running old and new systems in parallel, comparing results, progressively shifting traffic, and validating at every stage. A zero-downtime modernisation achieved through disciplined production experimentation.

“It's miles ahead of any other technology we currently have, which is fantastic. What's particularly encouraging is that people are now changing other controls and thinking of different approaches based on what we've learned here.”

Evaluation Panel

Fastest prototype in the FCA TechSprint

The FCA/PSR sprint focused on tackling APP fraud with explainable, governable intelligence capable of real deployment. Bugni Labs delivered a multi-agent APP fraud model with explainable AI and human-in-loop governance: a fully working prototype in days with clear real-world impact potential.

“The prototype demonstrated not just innovation, but practical feasibility. It had the shortest time-to-market and clear impact potential.”

Payments Product Owner

Set the engineering standards for an entire greenfield banking programme

An established European bank launching a greenfield digital brand needed a modern, cloud-native banking stack with ISO 20022 payment flows and BIAN-aligned data services. Bugni Labs delivered a significant volume of high-quality engineering that set the standards for the entire programme.

“The clarity, design quality and volume of delivery from the Bugni Labs squad were exceptional. You helped set the standards for everyone.”

Product Lead for Lending

A platform built for rapid, safe policy experimentation from day one

The credit decisioning platform was engineered not just for production lending, but for continuous experimentation. A/B testing, shadow scoring, and rapid policy iteration allowed the bank to refine lending strategies safely, at speed, and with full auditability.

“The speed of delivery improved because the complexity became clear.”